Michael G. BallCFP®
Michael Ball is Managing Director and a Portfolio Manager at Transform Wealth. With 27 years of experience in the financial industry, Michael has been working with people to manage their investment portfolios and helping them achieve their financial goals. Michael has also been a guest on networks such as CNBC and Fox Business News, as well as quoted in publications such as Barron’s, The New York Times, The Wall Street Journal, and Bloomberg. After graduating from Utah State University with a Bachelor’s degree in Corporate Finance, and a Minor in Accounting, he continued his education by becoming a CERTIFIED FINANCIAL PLANNER™. Michael also began managing investment programs for The Bank of Idaho and Sky Valley Bancorp, where he was a member of the investment committee. Michael is the author of “Built to Last”, a comprehensive historical study of sustainable withdrawal rates from investment accounts that was published in Financial Planning magazine in 1998.
In addition to working with individual investors and small businesses, Michael provides money management services to financial advisors across the country, as an investment strategist managing SMA accounts on several broker/dealer and independent platforms such as Envestnet. Michael holds to the philosophy that for clients in or near retirement, the damage caused by large periodic declines in the financial markets is one of the greatest risks. By incorporating a tactical investment approach where appropriate, Transform Wealth strives to increase the probability of better and more consistent returns, while providing the peace of mind that comes from knowing that investments are regularly reviewed and adjusted for changing market conditions.